Call reports 2015
OZARK BANK — 2015
What OZARK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,564,000 | 202,209,000 | 196,815,000 | 233,516,000 |
| Total loans | 135,137,000 | 134,575,000 | 139,798,000 | 140,581,000 |
| Allowance for loan losses | 1,620,000 | 1,673,000 | 1,727,000 | 1,729,000 |
| Securities available for sale | 42,957,000 | 46,543,000 | 44,538,000 | 47,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,189,000 | 176,959,000 | 170,969,000 | 208,498,000 |
| Interest-bearing deposits | 155,651,000 | 155,423,000 | 150,297,000 | 188,305,000 |
| Noninterest-bearing deposits | 19,538,000 | 21,537,000 | 20,673,000 | 20,194,000 |
| Equity capital | 24,552,000 | 24,375,000 | 24,944,000 | 24,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,487,000 | 5,259,000 | 7,036,000 |
| Interest expense | 137,000 | 273,000 | 410,000 | 557,000 |
| Net interest income | 1,581,000 | 3,214,000 | 4,849,000 | 6,479,000 |
| Noninterest income | 275,000 | 553,000 | 819,000 | 1,225,000 |
| Noninterest expense | 1,432,000 | 2,817,000 | 4,303,000 | 5,763,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 158,000 |
| Pretax income | 371,000 | 845,000 | 1,207,000 | 1,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 845,000 | 1,207,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,675,000 | 23,871,000 | 24,231,000 | 23,534,000 |
| Total capital | 25,295,000 | 25,544,000 | 25,958,000 | 25,263,000 |
| Risk-weighted assets | 139,802,000 | 138,362,000 | 142,793,000 | 142,622,000 |