Call reports 2009
OZARK BANK — 2009
What OZARK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 192,321,000 | 189,791,000 | 186,165,000 | 218,063,000 |
| Total loans | 104,252,000 | 108,698,000 | 108,967,000 | 111,480,000 |
| Allowance for loan losses | 1,590,000 | 1,335,000 | 1,713,000 | 1,801,000 |
| Securities available for sale | 75,869,000 | 65,736,000 | 66,759,000 | 65,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,412,000 | 151,847,000 | 147,676,000 | 179,441,000 |
| Interest-bearing deposits | 142,636,000 | 139,590,000 | 135,938,000 | 168,059,000 |
| Noninterest-bearing deposits | 11,777,000 | 12,257,000 | 11,738,000 | 11,382,000 |
| Equity capital | 24,033,000 | 23,977,000 | 24,627,000 | 24,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,480,000 | 6,662,000 | 8,821,000 |
| Interest expense | 854,000 | 1,640,000 | 2,381,000 | 3,061,000 |
| Net interest income | 1,388,000 | 2,840,000 | 4,281,000 | 5,760,000 |
| Noninterest income | 193,000 | 392,000 | 473,000 | 718,000 |
| Noninterest expense | 1,324,000 | 2,714,000 | 3,953,000 | 5,252,000 |
| Provision for loan losses | 30,000 | 90,000 | 504,000 | 647,000 |
| Pretax income | 229,000 | 692,000 | 559,000 | 841,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 225,000 | 688,000 | 555,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,214,000 | 22,533,000 | 22,402,000 | 22,684,000 |
| Total capital | 23,562,000 | 23,868,000 | 23,778,000 | 24,140,000 |
| Risk-weighted assets | 107,605,000 | 111,291,000 | 109,752,000 | 116,165,000 |
Machine access — free, no API key
Every figure shown here about OZARK BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.