Call reports 2026
CFSBANK — 2026
What CFSBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 752,491,000 | 773,377,000 |
| Total loans | 477,113,000 | 497,244,000 |
| Allowance for loan losses | 2,268,000 | 2,284,000 |
| Securities available for sale | 187,502,000 | 186,407,000 |
| Securities held to maturity | 25,085,000 | 23,902,000 |
| Trading assets | 0 | 0 |
| Total deposits | 648,281,000 | 642,221,000 |
| Interest-bearing deposits | 552,401,000 | 548,022,000 |
| Noninterest-bearing deposits | 95,880,000 | 94,199,000 |
| Equity capital | 75,380,000 | 75,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,569,000 | 15,417,000 |
| Interest expense | 3,836,000 | 7,754,000 |
| Net interest income | 3,733,000 | 7,663,000 |
| Noninterest income | 975,000 | 2,564,000 |
| Noninterest expense | 4,398,000 | 9,245,000 |
| Provision for loan losses | 0 | 20,000 |
| Pretax income | 341,000 | 972,000 |
| Income tax | 48,000 | 159,000 |
| Net income | 293,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 82,675,000 | 83,198,000 |
| Total capital | 84,978,000 | 85,557,000 |
| Risk-weighted assets | 411,922,000 | 425,638,000 |