Call reports 2022
CFSBANK — 2022
What CFSBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 573,301,000 | 572,275,000 | 588,768,000 | 603,775,000 |
| Total loans | 297,139,000 | 328,027,000 | 345,342,000 | 371,721,000 |
| Allowance for loan losses | 2,412,000 | 2,418,000 | 2,422,000 | 2,414,000 |
| Securities available for sale | 132,647,000 | 138,193,000 | 128,295,000 | 126,753,000 |
| Securities held to maturity | 54,238,000 | 51,013,000 | 46,263,000 | 44,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,769,000 | 502,715,000 | 518,910,000 | 522,760,000 |
| Interest-bearing deposits | 384,501,000 | 389,327,000 | 391,916,000 | 414,630,000 |
| Noninterest-bearing deposits | 115,268,000 | 113,388,000 | 126,994,000 | 108,130,000 |
| Equity capital | 69,916,000 | 66,267,000 | 60,788,000 | 62,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,516,000 | 11,529,000 | 15,967,000 |
| Interest expense | 518,000 | 1,035,000 | 1,722,000 | 2,675,000 |
| Net interest income | 3,302,000 | 6,481,000 | 9,807,000 | 13,292,000 |
| Noninterest income | 556,000 | 1,172,000 | 1,694,000 | 2,200,000 |
| Noninterest expense | 3,035,000 | 6,082,000 | 9,245,000 | 12,428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 822,000 | 1,570,000 | 2,260,000 | 3,068,000 |
| Income tax | 205,000 | 356,000 | 472,000 | 610,000 |
| Net income | 617,000 | 1,214,000 | 1,788,000 | 2,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,784,000 | 78,381,000 | 78,955,000 | 79,946,000 |
| Total capital | 80,196,000 | 80,799,000 | 81,377,000 | 82,360,000 |
| Risk-weighted assets | 290,586,000 | 311,751,000 | 319,950,000 | 329,616,000 |
Machine access — free, no API key
Every figure shown here about CFSBANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.