Call reports 2021
CFSBANK — 2021
What CFSBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 542,823,000 | 545,232,000 | 555,798,000 | 563,625,000 |
| Total loans | 277,557,000 | 279,457,000 | 274,625,000 | 281,443,000 |
| Allowance for loan losses | 2,372,000 | 2,415,000 | 1,732,000 | 1,735,000 |
| Securities available for sale | 72,517,000 | 101,402,000 | 107,862,000 | 141,572,000 |
| Securities held to maturity | 79,210,000 | 70,512,000 | 64,349,000 | 58,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,975,000 | 465,724,000 | 475,257,000 | 484,423,000 |
| Interest-bearing deposits | 368,175,000 | 369,129,000 | 381,606,000 | 379,337,000 |
| Noninterest-bearing deposits | 95,800,000 | 96,595,000 | 93,651,000 | 105,086,000 |
| Equity capital | 75,195,000 | 76,260,000 | 76,441,000 | 75,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,113,000 | 6,229,000 | 9,418,000 | 12,643,000 |
| Interest expense | 654,000 | 1,280,000 | 1,879,000 | 2,447,000 |
| Net interest income | 2,459,000 | 4,949,000 | 7,539,000 | 10,196,000 |
| Noninterest income | 475,000 | 999,000 | 1,508,000 | 2,005,000 |
| Noninterest expense | 2,732,000 | 5,593,000 | 8,599,000 | 11,683,000 |
| Provision for loan losses | 0 | 0 | -685,000 | -685,000 |
| Pretax income | 202,000 | 355,000 | 1,133,000 | 1,203,000 |
| Income tax | 68,000 | 85,000 | 128,000 | 111,000 |
| Net income | 134,000 | 270,000 | 1,005,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,209,000 | 76,345,000 | 77,080,000 | 77,167,000 |
| Total capital | 78,581,000 | 78,760,000 | 78,812,000 | 78,902,000 |
| Risk-weighted assets | 252,148,000 | 257,234,000 | 263,220,000 | 272,603,000 |