Call reports 2020
CFSBANK — 2020
What CFSBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 476,396,000 | 496,550,000 | 504,746,000 | 505,529,000 |
| Total loans | 292,712,000 | 290,138,000 | 288,435,000 | 285,700,000 |
| Allowance for loan losses | 1,913,000 | 1,942,000 | 1,970,000 | 2,351,000 |
| Securities available for sale | 35,119,000 | 36,780,000 | 35,166,000 | 42,898,000 |
| Securities held to maturity | 59,570,000 | 83,395,000 | 88,946,000 | 88,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,040,000 | 416,487,000 | 423,549,000 | 425,851,000 |
| Interest-bearing deposits | 318,331,000 | 330,690,000 | 337,443,000 | 335,165,000 |
| Noninterest-bearing deposits | 77,709,000 | 85,797,000 | 86,106,000 | 90,686,000 |
| Equity capital | 76,165,000 | 76,395,000 | 76,618,000 | 76,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,228,000 | 10,595,000 | 13,788,000 |
| Interest expense | 838,000 | 1,646,000 | 2,400,000 | 3,106,000 |
| Net interest income | 2,904,000 | 5,582,000 | 8,195,000 | 10,682,000 |
| Noninterest income | 450,000 | 846,000 | 1,266,000 | 1,660,000 |
| Noninterest expense | 2,525,000 | 5,258,000 | 8,032,000 | 11,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 829,000 | 1,170,000 | 1,430,000 | 1,077,000 |
| Income tax | 251,000 | 324,000 | 367,000 | -23,000 |
| Net income | 578,000 | 846,000 | 1,063,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,494,000 | 75,761,000 | 75,979,000 | 76,016,000 |
| Total capital | 77,407,000 | 77,703,000 | 77,949,000 | 78,367,000 |
| Risk-weighted assets | 245,932,000 | 250,248,000 | 247,788,000 | 246,941,000 |
Machine access — free, no API key
Every figure shown here about CFSBANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.