Call reports 2015
CFSBANK — 2015
What CFSBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 531,644,000 | 524,807,000 | 530,744,000 | 527,875,000 |
| Total loans | 282,135,000 | 276,735,000 | 278,437,000 | 276,250,000 |
| Allowance for loan losses | 1,165,000 | 1,142,000 | 1,132,000 | 1,061,000 |
| Securities available for sale | 55,289,000 | 53,596,000 | 55,795,000 | 56,292,000 |
| Securities held to maturity | 130,184,000 | 120,980,000 | 113,843,000 | 111,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,116,000 | 451,324,000 | 455,135,000 | 453,844,000 |
| Interest-bearing deposits | 389,073,000 | 385,796,000 | 390,026,000 | 387,215,000 |
| Noninterest-bearing deposits | 68,043,000 | 65,528,000 | 65,109,000 | 66,629,000 |
| Equity capital | 70,974,000 | 71,033,000 | 71,794,000 | 71,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,312,000 | 12,298,000 | 16,282,000 |
| Interest expense | 1,472,000 | 2,839,000 | 4,177,000 | 5,478,000 |
| Net interest income | 2,771,000 | 5,473,000 | 8,121,000 | 10,804,000 |
| Noninterest income | 329,000 | 698,000 | 1,070,000 | 1,441,000 |
| Noninterest expense | 2,437,000 | 4,941,000 | 7,501,000 | 10,298,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 663,000 | 1,200,000 | 1,660,000 | 1,917,000 |
| Income tax | 201,000 | 336,000 | 410,000 | 414,000 |
| Net income | 462,000 | 864,000 | 1,250,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,305,000 | 70,703,000 | 71,100,000 | 71,335,000 |
| Total capital | 71,470,000 | 71,845,000 | 72,232,000 | 72,396,000 |
| Risk-weighted assets | 238,305,000 | 239,233,000 | 242,223,000 | 242,063,000 |
Machine access — free, no API key
Every figure shown here about CFSBANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.