Call reports 2014
CFSBANK — 2014
What CFSBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 546,042,000 | 547,410,000 | 540,533,000 | 534,632,000 |
| Total loans | 280,543,000 | 281,772,000 | 284,205,000 | 286,897,000 |
| Allowance for loan losses | 1,152,000 | 1,150,000 | 1,148,000 | 1,168,000 |
| Securities available for sale | 62,586,000 | 59,938,000 | 57,247,000 | 55,457,000 |
| Securities held to maturity | 158,971,000 | 153,361,000 | 146,860,000 | 136,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,623,000 | 476,373,000 | 467,394,000 | 462,336,000 |
| Interest-bearing deposits | 439,968,000 | 439,378,000 | 430,125,000 | 424,851,000 |
| Noninterest-bearing deposits | 33,655,000 | 36,995,000 | 37,269,000 | 37,485,000 |
| Equity capital | 68,324,000 | 68,299,000 | 68,936,000 | 70,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,501,000 | 8,959,000 | 13,311,000 | 17,591,000 |
| Interest expense | 1,738,000 | 3,403,000 | 5,057,000 | 6,657,000 |
| Net interest income | 2,763,000 | 5,556,000 | 8,254,000 | 10,934,000 |
| Noninterest income | 358,000 | 750,000 | 1,141,000 | 1,428,000 |
| Noninterest expense | 2,383,000 | 4,799,000 | 6,976,000 | 9,732,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 35,000 |
| Pretax income | 728,000 | 1,497,000 | 2,717,000 | 2,922,000 |
| Income tax | 227,000 | 461,000 | 722,000 | 557,000 |
| Net income | 501,000 | 1,036,000 | 1,995,000 | 2,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,608,000 | 69,073,000 | 70,032,000 | 69,828,000 |
| Total capital | 70,760,000 | 70,223,000 | 71,180,000 | 70,996,000 |
| Risk-weighted assets | 249,631,000 | 250,607,000 | 248,873,000 | 247,335,000 |
Machine access — free, no API key
Every figure shown here about CFSBANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.