Call reports 2013
CFSBANK — 2013
What CFSBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 571,446,000 | 557,828,000 | 557,689,000 | 551,544,000 |
| Total loans | 247,444,000 | 252,248,000 | 272,591,000 | 279,812,000 |
| Allowance for loan losses | 1,121,000 | 1,141,000 | 1,158,000 | 1,138,000 |
| Securities available for sale | 61,947,000 | 72,006,000 | 68,072,000 | 63,758,000 |
| Securities held to maturity | 185,036,000 | 176,174,000 | 170,092,000 | 164,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,194,000 | 488,137,000 | 486,190,000 | 476,959,000 |
| Interest-bearing deposits | 471,737,000 | 457,451,000 | 453,833,000 | 444,254,000 |
| Noninterest-bearing deposits | 27,457,000 | 30,686,000 | 32,357,000 | 32,705,000 |
| Equity capital | 68,168,000 | 67,222,000 | 67,244,000 | 67,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,207,000 | 8,506,000 | 12,867,000 | 17,449,000 |
| Interest expense | 1,994,000 | 3,911,000 | 5,808,000 | 7,636,000 |
| Net interest income | 2,213,000 | 4,595,000 | 7,059,000 | 9,813,000 |
| Noninterest income | 386,000 | 767,000 | 1,133,000 | 1,524,000 |
| Noninterest expense | 2,330,000 | 4,634,000 | 6,845,000 | 9,463,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 35,000 |
| Pretax income | 283,000 | 742,000 | 1,335,000 | 1,729,000 |
| Income tax | 69,000 | 196,000 | 376,000 | 552,000 |
| Net income | 214,000 | 546,000 | 959,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,060,000 | 68,435,000 | 68,880,000 | 69,106,000 |
| Total capital | 69,181,000 | 69,576,000 | 70,038,000 | 70,244,000 |
| Risk-weighted assets | 245,879,000 | 241,170,000 | 251,078,000 | 252,483,000 |
Machine access — free, no API key
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