Call reports 2026
SETTLERS BANK — 2026
What SETTLERS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 140,202,000 | 142,448,000 |
| Total loans | 91,402,000 | 93,417,000 |
| Allowance for loan losses | 1,600,000 | 1,609,000 |
| Securities available for sale | 25,762,000 | 25,443,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 116,944,000 | 119,057,000 |
| Interest-bearing deposits | 86,739,000 | 88,852,000 |
| Noninterest-bearing deposits | 30,205,000 | 30,205,000 |
| Equity capital | 22,638,000 | 22,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,815,000 | 3,749,000 |
| Interest expense | 317,000 | 642,000 |
| Net interest income | 1,498,000 | 3,107,000 |
| Noninterest income | 92,000 | 200,000 |
| Noninterest expense | 890,000 | 1,670,000 |
| Provision for loan losses | 0 | 9,000 |
| Pretax income | 700,000 | 1,628,000 |
| Income tax | 150,000 | 348,000 |
| Net income | 550,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,803,000 | 23,183,000 |