Call reports 2022
SETTLERS BANK — 2022
What SETTLERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 143,068,000 | 139,844,000 | 139,914,000 | 137,992,000 |
| Total loans | 74,421,000 | 72,754,000 | 73,193,000 | 73,317,000 |
| Allowance for loan losses | 1,487,000 | 1,487,000 | 1,487,000 | 1,487,000 |
| Securities available for sale | 6,565,000 | 13,395,000 | 17,667,000 | 23,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,265,000 | 121,977,000 | 122,215,000 | 119,810,000 |
| Interest-bearing deposits | 103,110,000 | 100,339,000 | 97,434,000 | 92,527,000 |
| Noninterest-bearing deposits | 22,155,000 | 21,638,000 | 24,781,000 | 27,283,000 |
| Equity capital | 17,512,000 | 17,611,000 | 17,430,000 | 17,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,847,000 | 3,038,000 | 4,498,000 |
| Interest expense | 101,000 | 196,000 | 286,000 | 370,000 |
| Net interest income | 763,000 | 1,651,000 | 2,752,000 | 4,128,000 |
| Noninterest income | 76,000 | 157,000 | 235,000 | 313,000 |
| Noninterest expense | 689,000 | 1,377,000 | 2,109,000 | 2,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 431,000 | 878,000 | 1,619,000 |
| Income tax | 24,000 | 24,000 | 24,000 | 89,000 |
| Net income | 126,000 | 407,000 | 854,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,608,000 | 17,889,000 | 18,037,000 | 18,537,000 |