Call report 2014Q4
SETTLERS BANK — 2014Q4
The 22 measures SETTLERS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,835,000 | USD | evidence → |
| Total loans | 97,948,000 | USD | evidence → |
| Allowance for loan losses | 1,412,000 | USD | evidence → |
| Securities available for sale | 4,474,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,157,000 | USD | evidence → |
| Interest-bearing deposits | 91,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,378,000 | USD | evidence → |
| Equity capital | 12,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,498,000 | USD | evidence → |
| Interest expense | 585,000 | USD | evidence → |
| Net interest income | 3,913,000 | USD | evidence → |
| Noninterest income | 386,000 | USD | evidence → |
| Noninterest expense | 2,426,000 | USD | evidence → |
| Provision for loan losses | 56,000 | USD | evidence → |
| Pretax income | 1,817,000 | USD | evidence → |
| Income tax | 600,000 | USD | evidence → |
| Net income | 1,217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,893,000 | USD | evidence → |
| Total capital | 13,987,000 | USD | evidence → |
| Risk-weighted assets | 87,207,000 | USD | evidence → |