Call reports 2010
SETTLERS BANK — 2010
What SETTLERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 97,585,000 | 98,277,000 | 99,580,000 | 101,273,000 |
| Total loans | 79,211,000 | 80,705,000 | 80,964,000 | 82,829,000 |
| Allowance for loan losses | 1,006,000 | 1,123,000 | 1,142,000 | 1,075,000 |
| Securities available for sale | 5,530,000 | 4,524,000 | 4,481,000 | 3,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,066,000 | 79,474,000 | 80,632,000 | 82,422,000 |
| Interest-bearing deposits | 68,699,000 | 69,899,000 | 70,834,000 | 73,179,000 |
| Noninterest-bearing deposits | 10,367,000 | 9,575,000 | 9,798,000 | 9,243,000 |
| Equity capital | 10,123,000 | 10,299,000 | 10,468,000 | 10,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,288,000 | 3,457,000 | 4,641,000 |
| Interest expense | 332,000 | 653,000 | 968,000 | 1,269,000 |
| Net interest income | 792,000 | 1,635,000 | 2,489,000 | 3,372,000 |
| Noninterest income | 90,000 | 187,000 | 273,000 | 352,000 |
| Noninterest expense | 540,000 | 1,113,000 | 1,697,000 | 2,255,000 |
| Provision for loan losses | 60,000 | 97,000 | 127,000 | 196,000 |
| Pretax income | 282,000 | 612,000 | 1,002,000 | 1,337,000 |
| Income tax | 112,000 | 257,000 | 388,000 | 469,000 |
| Net income | 170,000 | 355,000 | 614,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,074,000 | 10,219,000 | 10,389,000 | 10,465,000 |
| Total capital | 10,991,000 | 11,136,000 | 11,320,000 | 11,410,000 |
| Risk-weighted assets | 73,234,000 | 73,165,000 | 74,276,000 | 75,435,000 |
Machine access — free, no API key
Every figure shown here about SETTLERS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.