Call reports 2009
SETTLERS BANK — 2009
What SETTLERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 89,698,000 | 91,302,000 | 92,719,000 | 94,383,000 |
| Total loans | 75,095,000 | 77,269,000 | 78,333,000 | 78,942,000 |
| Allowance for loan losses | 945,000 | 1,020,000 | 949,000 | 927,000 |
| Securities available for sale | 5,547,000 | 5,661,000 | 5,674,000 | 5,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,690,000 | 75,096,000 | 74,640,000 | 75,531,000 |
| Interest-bearing deposits | 65,499,000 | 65,789,000 | 64,566,000 | 64,907,000 |
| Noninterest-bearing deposits | 10,191,000 | 9,307,000 | 10,074,000 | 10,624,000 |
| Equity capital | 9,699,000 | 9,761,000 | 9,943,000 | 10,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,410,000 | 3,597,000 | 4,778,000 |
| Interest expense | 460,000 | 861,000 | 1,232,000 | 1,583,000 |
| Net interest income | 752,000 | 1,549,000 | 2,365,000 | 3,195,000 |
| Noninterest income | 89,000 | 178,000 | 272,000 | 344,000 |
| Noninterest expense | 539,000 | 1,096,000 | 1,677,000 | 2,235,000 |
| Provision for loan losses | 37,000 | 82,000 | 164,000 | 309,000 |
| Pretax income | 265,000 | 554,000 | 801,000 | 1,000,000 |
| Income tax | 83,000 | 197,000 | 251,000 | 306,000 |
| Net income | 182,000 | 357,000 | 550,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,755,000 | 9,821,000 | 9,931,000 | 9,989,000 |
| Total capital | 10,647,000 | 10,725,000 | 10,853,000 | 10,904,000 |
| Risk-weighted assets | 71,299,000 | 72,183,000 | 73,765,000 | 73,227,000 |
Machine access — free, no API key
Every figure shown here about SETTLERS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.