Call reports 2019
BANK OF YORK — 2019
What BANK OF YORK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 105,275,000 | 99,485,000 | 102,190,000 |
| Total loans | 46,136,000 | 46,534,000 | 47,169,000 |
| Allowance for loan losses | 459,000 | 494,000 | 517,000 |
| Securities available for sale | 46,255,000 | 43,638,000 | 39,044,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 87,187,000 | 82,324,000 | 84,083,000 |
| Interest-bearing deposits | 66,069,000 | 62,729,000 | 63,991,000 |
| Noninterest-bearing deposits | 21,118,000 | 19,595,000 | 20,092,000 |
| Equity capital | 10,373,000 | 11,223,000 | 11,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 991,000 | 1,981,000 | 2,970,000 |
| Interest expense | 222,000 | 450,000 | 675,000 |
| Net interest income | 769,000 | 1,531,000 | 2,295,000 |
| Noninterest income | 144,000 | 513,000 | 655,000 |
| Noninterest expense | 723,000 | 1,503,000 | 2,397,000 |
| Provision for loan losses | 45,000 | 88,000 | 112,000 |
| Pretax income | 145,000 | 505,000 | 495,000 |
| Income tax | 9,000 | 23,000 | 24,000 |
| Net income | 136,000 | 482,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 10,843,000 | 11,257,000 | 11,586,000 |
| Total capital | 11,302,000 | 11,751,000 | 12,103,000 |
| Risk-weighted assets | 64,846,000 | 64,049,000 | 66,435,000 |