Call reports 2018
BANK OF YORK — 2018
What BANK OF YORK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,673,000 | 97,190,000 | 98,144,000 | 108,767,000 |
| Total loans | 36,587,000 | 40,673,000 | 44,403,000 | 44,930,000 |
| Allowance for loan losses | 380,000 | 397,000 | 409,000 | 419,000 |
| Securities available for sale | 48,215,000 | 48,243,000 | 46,004,000 | 45,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,044,000 | 74,433,000 | 74,820,000 | 79,635,000 |
| Interest-bearing deposits | 54,567,000 | 55,388,000 | 54,113,000 | 57,275,000 |
| Noninterest-bearing deposits | 19,478,000 | 19,045,000 | 20,707,000 | 22,359,000 |
| Equity capital | 9,738,000 | 9,778,000 | 9,956,000 | 9,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,725,000 | 2,618,000 | 3,610,000 |
| Interest expense | 121,000 | 246,000 | 380,000 | 571,000 |
| Net interest income | 699,000 | 1,479,000 | 2,238,000 | 3,039,000 |
| Noninterest income | 139,000 | 270,000 | 646,000 | 797,000 |
| Noninterest expense | 688,000 | 1,361,000 | 2,082,000 | 2,782,000 |
| Provision for loan losses | 10,000 | 28,000 | 44,000 | 63,000 |
| Pretax income | 140,000 | 389,000 | 791,000 | 1,024,000 |
| Income tax | 0 | 5,000 | 31,000 | 38,000 |
| Net income | 140,000 | 384,000 | 760,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,611,000 | 10,855,000 | 11,230,000 | 10,706,000 |
| Total capital | 10,991,000 | 11,252,000 | 11,639,000 | 11,125,000 |
| Risk-weighted assets | 57,552,000 | 63,241,000 | 67,112,000 | 75,251,000 |