Call reports 2017
BANK OF YORK — 2017
What BANK OF YORK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 96,675,000 | 97,088,000 | 96,327,000 | 97,835,000 |
| Total loans | 37,593,000 | 37,393,000 | 36,843,000 | 36,356,000 |
| Allowance for loan losses | 360,000 | 370,000 | 369,000 | 370,000 |
| Securities available for sale | 48,260,000 | 49,109,000 | 48,909,000 | 48,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,955,000 | 73,833,000 | 74,233,000 | 74,370,000 |
| Interest-bearing deposits | 57,110,000 | 56,050,000 | 55,637,000 | 55,026,000 |
| Noninterest-bearing deposits | 18,844,000 | 17,783,000 | 18,597,000 | 19,344,000 |
| Equity capital | 10,167,000 | 10,798,000 | 10,907,000 | 10,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,660,000 | 2,498,000 | 3,321,000 |
| Interest expense | 121,000 | 242,000 | 362,000 | 482,000 |
| Net interest income | 705,000 | 1,418,000 | 2,136,000 | 2,839,000 |
| Noninterest income | 128,000 | 256,000 | 382,000 | 747,000 |
| Noninterest expense | 650,000 | 1,290,000 | 1,943,000 | 2,628,000 |
| Provision for loan losses | 11,000 | 21,000 | 25,000 | 28,000 |
| Pretax income | 182,000 | 373,000 | 572,000 | 962,000 |
| Income tax | 12,000 | 16,000 | 29,000 | 50,000 |
| Net income | 170,000 | 357,000 | 543,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,320,000 | 10,506,000 | 10,693,000 | 10,470,000 |
| Total capital | 10,680,000 | 10,876,000 | 11,062,000 | 10,840,000 |
| Risk-weighted assets | 55,604,000 | 58,551,000 | 56,864,000 | 58,057,000 |