Call reports 2016
BANK OF YORK — 2016
What BANK OF YORK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,598,000 | 96,125,000 | 96,460,000 | 97,915,000 |
| Total loans | 37,289,000 | 38,710,000 | 37,037,000 | 38,029,000 |
| Allowance for loan losses | 327,000 | 341,000 | 352,000 | 350,000 |
| Securities available for sale | 49,816,000 | 49,943,000 | 47,471,000 | 46,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,270,000 | 73,681,000 | 73,636,000 | 76,477,000 |
| Interest-bearing deposits | 59,774,000 | 56,248,000 | 57,981,000 | 58,029,000 |
| Noninterest-bearing deposits | 16,496,000 | 17,433,000 | 15,655,000 | 18,448,000 |
| Equity capital | 11,079,000 | 11,493,000 | 11,514,000 | 9,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,582,000 | 2,397,000 | 3,216,000 |
| Interest expense | 141,000 | 264,000 | 387,000 | 510,000 |
| Net interest income | 654,000 | 1,318,000 | 2,010,000 | 2,706,000 |
| Noninterest income | 406,000 | 528,000 | 655,000 | 779,000 |
| Noninterest expense | 672,000 | 1,312,000 | 1,967,000 | 2,582,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 29,000 |
| Pretax income | 467,000 | 635,000 | 850,000 | 1,053,000 |
| Income tax | 30,000 | 35,000 | 49,000 | 58,000 |
| Net income | 437,000 | 600,000 | 801,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,180,000 | 10,343,000 | 10,543,000 | 10,150,000 |
| Total capital | 10,507,000 | 10,684,000 | 10,895,000 | 10,499,000 |
| Risk-weighted assets | 44,625,000 | 41,829,000 | 41,981,000 | 41,991,000 |