Call reports 2014
BANK OF YORK — 2014
What BANK OF YORK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,263,000 | 102,302,000 | 106,033,000 | 107,627,000 |
| Total loans | 32,065,000 | 31,352,000 | 33,311,000 | 35,238,000 |
| Allowance for loan losses | 332,000 | 346,000 | 356,000 | 341,000 |
| Securities available for sale | 49,910,000 | 56,808,000 | 61,242,000 | 59,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,167,000 | 72,290,000 | 74,509,000 | 74,247,000 |
| Interest-bearing deposits | 60,482,000 | 57,344,000 | 58,087,000 | 57,972,000 |
| Noninterest-bearing deposits | 14,686,000 | 14,946,000 | 16,422,000 | 16,274,000 |
| Equity capital | 9,756,000 | 10,201,000 | 10,462,000 | 10,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,519,000 | 2,312,000 | 3,143,000 |
| Interest expense | 133,000 | 269,000 | 422,000 | 571,000 |
| Net interest income | 588,000 | 1,250,000 | 1,890,000 | 2,572,000 |
| Noninterest income | 150,000 | 308,000 | 460,000 | 621,000 |
| Noninterest expense | 634,000 | 1,233,000 | 1,880,000 | 2,497,000 |
| Provision for loan losses | 9,000 | 18,000 | 30,000 | 18,000 |
| Pretax income | 95,000 | 320,000 | 453,000 | 743,000 |
| Income tax | 7,000 | 13,000 | 22,000 | 33,000 |
| Net income | 88,000 | 307,000 | 431,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,399,000 | 9,617,000 | 9,742,000 | 9,569,000 |
| Total capital | 9,731,000 | 9,963,000 | 10,098,000 | 9,910,000 |
| Risk-weighted assets | 46,994,000 | 47,600,000 | 51,095,000 | 53,217,000 |