Call reports 2013
BANK OF YORK — 2013
What BANK OF YORK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,361,000 | 87,029,000 | 86,224,000 | 91,123,000 |
| Total loans | 31,198,000 | 30,831,000 | 29,382,000 | 31,605,000 |
| Allowance for loan losses | 338,000 | 356,000 | 374,000 | 320,000 |
| Securities available for sale | 44,279,000 | 44,403,000 | 45,012,000 | 48,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,463,000 | 68,459,000 | 67,619,000 | 71,775,000 |
| Interest-bearing deposits | 56,396,000 | 55,685,000 | 55,170,000 | 56,718,000 |
| Noninterest-bearing deposits | 12,068,000 | 12,774,000 | 12,450,000 | 15,056,000 |
| Equity capital | 10,754,000 | 9,945,000 | 9,920,000 | 9,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,458,000 | 2,178,000 | 2,905,000 |
| Interest expense | 140,000 | 285,000 | 424,000 | 562,000 |
| Net interest income | 588,000 | 1,173,000 | 1,754,000 | 2,343,000 |
| Noninterest income | 164,000 | 358,000 | 517,000 | 681,000 |
| Noninterest expense | 637,000 | 1,261,000 | 1,864,000 | 2,438,000 |
| Provision for loan losses | 15,000 | 30,000 | 51,000 | -9,000 |
| Pretax income | 100,000 | 240,000 | 356,000 | 656,000 |
| Income tax | 4,000 | 10,000 | 18,000 | 31,000 |
| Net income | 96,000 | 230,000 | 338,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,252,000 | 9,385,000 | 9,493,000 | 9,311,000 |
| Total capital | 9,590,000 | 9,741,000 | 9,867,000 | 9,631,000 |
| Risk-weighted assets | 45,215,000 | 44,952,000 | 43,563,000 | 46,527,000 |