Call reports 2012
BANK OF YORK — 2012
What BANK OF YORK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 86,510,000 | 90,143,000 | 89,386,000 | 88,693,000 |
| Total loans | 24,219,000 | 25,351,000 | 26,073,000 | 30,280,000 |
| Allowance for loan losses | 535,000 | 381,000 | 392,000 | 311,000 |
| Securities available for sale | 46,938,000 | 46,925,000 | 48,916,000 | 47,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,521,000 | 69,973,000 | 69,305,000 | 70,581,000 |
| Interest-bearing deposits | 55,630,000 | 56,750,000 | 56,195,000 | 55,382,000 |
| Noninterest-bearing deposits | 13,892,000 | 13,223,000 | 13,111,000 | 15,199,000 |
| Equity capital | 10,549,000 | 10,959,000 | 11,369,000 | 10,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,439,000 | 2,150,000 | 2,880,000 |
| Interest expense | 147,000 | 294,000 | 435,000 | 577,000 |
| Net interest income | 587,000 | 1,145,000 | 1,715,000 | 2,303,000 |
| Noninterest income | 152,000 | 304,000 | 485,000 | 663,000 |
| Noninterest expense | 591,000 | 1,207,000 | 1,799,000 | 2,388,000 |
| Provision for loan losses | 0 | -140,000 | -135,000 | -211,000 |
| Pretax income | 173,000 | 407,000 | 561,000 | 814,000 |
| Income tax | 11,000 | 20,000 | 30,000 | 39,000 |
| Net income | 162,000 | 387,000 | 531,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,124,000 | 9,350,000 | 9,492,000 | 9,155,000 |
| Total capital | 9,590,000 | 9,731,000 | 9,884,000 | 9,466,000 |
| Risk-weighted assets | 37,230,000 | 40,699,000 | 40,781,000 | 44,517,000 |