Call reports 2011
BANK OF YORK — 2011
What BANK OF YORK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,139,000 | 86,951,000 | 85,761,000 | 83,908,000 |
| Total loans | 28,038,000 | 26,398,000 | 26,539,000 | 25,267,000 |
| Allowance for loan losses | 655,000 | 662,000 | 697,000 | 597,000 |
| Securities available for sale | 39,405,000 | 43,366,000 | 43,325,000 | 45,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,058,000 | 67,427,000 | 66,692,000 | 66,546,000 |
| Interest-bearing deposits | 55,691,000 | 56,865,000 | 55,830,000 | 54,786,000 |
| Noninterest-bearing deposits | 12,368,000 | 10,562,000 | 10,862,000 | 11,760,000 |
| Equity capital | 9,855,000 | 10,415,000 | 10,880,000 | 10,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,587,000 | 2,389,000 | 3,104,000 |
| Interest expense | 179,000 | 348,000 | 511,000 | 667,000 |
| Net interest income | 609,000 | 1,239,000 | 1,878,000 | 2,437,000 |
| Noninterest income | 172,000 | 322,000 | 493,000 | 657,000 |
| Noninterest expense | 607,000 | 1,186,000 | 1,772,000 | 2,333,000 |
| Provision for loan losses | 15,000 | 17,000 | 17,000 | -87,000 |
| Pretax income | 159,000 | 412,000 | 636,000 | 902,000 |
| Income tax | 10,000 | 21,000 | 33,000 | 48,000 |
| Net income | 149,000 | 391,000 | 603,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,896,000 | 9,139,000 | 9,351,000 | 8,962,000 |
| Total capital | 9,365,000 | 9,609,000 | 9,825,000 | 9,429,000 |
| Risk-weighted assets | 37,304,000 | 37,427,000 | 37,691,000 | 37,214,000 |