Call reports 2010
BANK OF YORK — 2010
What BANK OF YORK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 81,309,000 | 78,659,000 | 78,803,000 | 83,179,000 |
| Total loans | 27,993,000 | 28,227,000 | 28,580,000 | 29,814,000 |
| Allowance for loan losses | 535,000 | 559,000 | 598,000 | 609,000 |
| Securities available for sale | 43,834,000 | 42,265,000 | 39,213,000 | 40,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,789,000 | 60,480,000 | 62,978,000 | 65,580,000 |
| Interest-bearing deposits | 50,414,000 | 51,019,000 | 53,109,000 | 54,466,000 |
| Noninterest-bearing deposits | 13,376,000 | 9,461,000 | 9,869,000 | 11,115,000 |
| Equity capital | 9,788,000 | 10,316,000 | 10,416,000 | 9,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,668,000 | 2,491,000 | 3,279,000 |
| Interest expense | 254,000 | 478,000 | 689,000 | 890,000 |
| Net interest income | 564,000 | 1,190,000 | 1,802,000 | 2,389,000 |
| Noninterest income | 188,000 | 380,000 | 570,000 | 752,000 |
| Noninterest expense | 591,000 | 1,174,000 | 1,772,000 | 2,363,000 |
| Provision for loan losses | 7,000 | 24,000 | 39,000 | 39,000 |
| Pretax income | 154,000 | 372,000 | 561,000 | 743,000 |
| Income tax | 10,000 | 20,000 | 29,000 | 34,000 |
| Net income | 144,000 | 352,000 | 532,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,715,000 | 8,923,000 | 9,103,000 | 8,748,000 |
| Total capital | 9,171,000 | 9,379,000 | 9,567,000 | 9,233,000 |
| Risk-weighted assets | 36,402,000 | 36,411,000 | 36,967,000 | 38,680,000 |