Call reports 2009
BANK OF YORK — 2009
What BANK OF YORK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,435,000 | 76,098,000 | 75,595,000 | 78,086,000 |
| Total loans | 25,461,000 | 25,059,000 | 24,769,000 | 25,563,000 |
| Allowance for loan losses | 505,000 | 527,000 | 545,000 | 495,000 |
| Securities available for sale | 40,088,000 | 40,410,000 | 42,118,000 | 43,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,632,000 | 58,834,000 | 58,880,000 | 59,127,000 |
| Interest-bearing deposits | 49,591,000 | 49,966,000 | 49,768,000 | 49,757,000 |
| Noninterest-bearing deposits | 10,041,000 | 8,868,000 | 9,112,000 | 9,370,000 |
| Equity capital | 9,449,000 | 9,448,000 | 10,104,000 | 9,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,792,000 | 2,671,000 | 3,548,000 |
| Interest expense | 292,000 | 586,000 | 866,000 | 1,140,000 |
| Net interest income | 612,000 | 1,206,000 | 1,805,000 | 2,408,000 |
| Noninterest income | 172,000 | 353,000 | 544,000 | 760,000 |
| Noninterest expense | 598,000 | 1,232,000 | 1,819,000 | 2,388,000 |
| Provision for loan losses | 15,000 | 30,000 | 47,000 | -9,000 |
| Pretax income | 163,000 | 283,000 | 453,000 | 751,000 |
| Income tax | 0 | 0 | 0 | -26,000 |
| Net income | 163,000 | 283,000 | 453,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,540,000 | 8,659,000 | 8,829,000 | 8,571,000 |
| Total capital | 8,973,000 | 9,089,000 | 9,250,000 | 8,999,000 |
| Risk-weighted assets | 34,595,000 | 34,338,000 | 33,526,000 | 34,185,000 |