Call reports 2005
BANK OF YORK — 2005
What BANK OF YORK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,925,000 | 99,213,000 | 97,861,000 | 98,207,000 |
| Total loans | 31,210,000 | 32,074,000 | 33,327,000 | 31,736,000 |
| Allowance for loan losses | 562,000 | 557,000 | 650,000 | 3,396,000 |
| Securities available for sale | 50,276,000 | 52,773,000 | 51,090,000 | 53,786,000 |
| Securities held to maturity | 6,221,000 | 6,189,000 | 5,811,000 | 5,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,983,000 | 57,253,000 | 57,799,000 | 58,957,000 |
| Interest-bearing deposits | 48,394,000 | 47,803,000 | 48,326,000 | 48,960,000 |
| Noninterest-bearing deposits | 10,590,000 | 9,450,000 | 9,473,000 | 9,997,000 |
| Equity capital | 9,574,000 | 10,398,000 | 10,078,000 | 6,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,558,000 | 3,884,000 | 5,187,000 |
| Interest expense | 511,000 | 1,090,000 | 1,707,000 | 2,381,000 |
| Net interest income | 752,000 | 1,468,000 | 2,177,000 | 2,806,000 |
| Noninterest income | 156,000 | 333,000 | 493,000 | 640,000 |
| Noninterest expense | 579,000 | 1,028,000 | 1,575,000 | 2,071,000 |
| Provision for loan losses | 54,000 | 65,000 | 185,000 | 3,453,000 |
| Pretax income | 250,000 | 669,000 | 862,000 | -2,131,000 |
| Income tax | -6,000 | 81,000 | 81,000 | 20,000 |
| Net income | 256,000 | 588,000 | 781,000 | -2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,260,000 | 10,316,000 | 10,508,000 | 7,577,000 |
| Total capital | 10,822,000 | 10,875,000 | 11,137,000 | 8,195,000 |
| Risk-weighted assets | 49,106,000 | 49,585,000 | 50,293,000 | 46,625,000 |
Machine access — free, no API key
Every figure shown here about BANK OF YORK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.