Call reports 2004
BANK OF YORK — 2004
What BANK OF YORK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 92,093,000 | 94,185,000 | 95,500,000 | 96,552,000 |
| Total loans | 29,739,000 | 31,359,000 | 31,558,000 | 31,411,000 |
| Allowance for loan losses | 538,000 | 528,000 | 550,000 | 520,000 |
| Securities available for sale | 43,717,000 | 46,319,000 | 47,134,000 | 49,245,000 |
| Securities held to maturity | 8,151,000 | 7,678,000 | 7,103,000 | 6,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,709,000 | 56,333,000 | 57,106,000 | 58,059,000 |
| Interest-bearing deposits | 47,809,000 | 47,607,000 | 47,698,000 | 47,874,000 |
| Noninterest-bearing deposits | 8,900,000 | 8,726,000 | 9,408,000 | 10,185,000 |
| Equity capital | 10,413,000 | 9,762,000 | 10,425,000 | 10,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,308,000 | 3,492,000 | 4,739,000 |
| Interest expense | 449,000 | 894,000 | 1,360,000 | 1,852,000 |
| Net interest income | 717,000 | 1,414,000 | 2,132,000 | 2,887,000 |
| Noninterest income | 145,000 | 282,000 | 442,000 | 576,000 |
| Noninterest expense | 457,000 | 923,000 | 1,434,000 | 1,916,000 |
| Provision for loan losses | 314,000 | 327,000 | 409,000 | 409,000 |
| Pretax income | 45,000 | 328,000 | 598,000 | 982,000 |
| Income tax | 28,000 | 40,000 | 83,000 | 205,000 |
| Net income | 17,000 | 288,000 | 515,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,009,000 | 9,993,000 | 10,220,000 | 10,003,000 |
| Total capital | 10,563,000 | 10,522,000 | 10,776,000 | 10,525,000 |
| Risk-weighted assets | 47,231,000 | 48,888,000 | 48,917,000 | 49,178,000 |
Machine access — free, no API key
Every figure shown here about BANK OF YORK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.