Call reports 2003
BANK OF YORK — 2003
What BANK OF YORK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,723,000 | 86,991,000 | 89,850,000 | 90,494,000 |
| Total loans | 29,240,000 | 30,686,000 | 31,247,000 | 30,109,000 |
| Allowance for loan losses | 400,000 | 481,000 | 539,000 | 407,000 |
| Securities available for sale | 39,868,000 | 40,426,000 | 42,095,000 | 44,426,000 |
| Securities held to maturity | 7,724,000 | 8,473,000 | 8,644,000 | 8,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,896,000 | 53,070,000 | 55,138,000 | 55,796,000 |
| Interest-bearing deposits | 44,074,000 | 45,214,000 | 46,789,000 | 47,394,000 |
| Noninterest-bearing deposits | 7,822,000 | 7,856,000 | 8,349,000 | 8,402,000 |
| Equity capital | 10,872,000 | 11,143,000 | 10,422,000 | 10,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,317,000 | 3,449,000 | 4,603,000 |
| Interest expense | 451,000 | 907,000 | 1,349,000 | 1,800,000 |
| Net interest income | 710,000 | 1,410,000 | 2,100,000 | 2,803,000 |
| Noninterest income | 141,000 | 262,000 | 407,000 | 547,000 |
| Noninterest expense | 437,000 | 858,000 | 1,312,000 | 1,758,000 |
| Provision for loan losses | 18,000 | 103,000 | 187,000 | 272,000 |
| Pretax income | 385,000 | 671,000 | 903,000 | 1,179,000 |
| Income tax | 80,000 | 128,000 | 159,000 | 306,000 |
| Net income | 305,000 | 543,000 | 744,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,434,000 | 10,672,000 | 10,173,000 | 9,992,000 |
| Total capital | 10,848,000 | 11,176,000 | 10,721,000 | 10,408,000 |
| Risk-weighted assets | 44,375,000 | 45,240,000 | 47,403,000 | 47,160,000 |
Machine access — free, no API key
Every figure shown here about BANK OF YORK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.