Call reports 2026
CITIZENS BANK MINNESOTA — 2026
What CITIZENS BANK MINNESOTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 589,979,000 | 595,964,000 |
| Total loans | 399,314,000 | 404,531,000 |
| Allowance for loan losses | 2,924,000 | 2,932,000 |
| Securities available for sale | 156,790,000 | 156,434,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 506,474,000 | 498,735,000 |
| Interest-bearing deposits | 482,634,000 | 474,751,000 |
| Noninterest-bearing deposits | 23,840,000 | 23,984,000 |
| Equity capital | 53,826,000 | 53,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,698,000 | 13,659,000 |
| Interest expense | 2,377,000 | 4,824,000 |
| Net interest income | 4,321,000 | 8,835,000 |
| Noninterest income | 600,000 | 1,368,000 |
| Noninterest expense | 3,359,000 | 6,935,000 |
| Provision for loan losses | -133,000 | -128,000 |
| Pretax income | 1,634,000 | 3,406,000 |
| Income tax | 444,000 | 883,000 |
| Net income | 1,190,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 55,169,000 | 55,824,000 |
| Total capital | 58,311,000 | 58,958,000 |
| Risk-weighted assets | 472,857,000 | 478,050,000 |