Call reports 2026
BANK OF WESTERN OKLAHOMA — 2026
What BANK OF WESTERN OKLAHOMA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 466,922,000 | 469,696,000 |
| Total loans | 374,858,000 | 373,216,000 |
| Allowance for loan losses | 3,586,000 | 3,034,000 |
| Securities available for sale | 16,392,000 | 11,548,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 423,139,000 | 426,288,000 |
| Interest-bearing deposits | 309,451,000 | 315,430,000 |
| Noninterest-bearing deposits | 113,688,000 | 110,858,000 |
| Equity capital | 39,444,000 | 39,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,650,000 | 15,404,000 |
| Interest expense | 2,304,000 | 4,687,000 |
| Net interest income | 5,346,000 | 10,717,000 |
| Noninterest income | 179,000 | 362,000 |
| Noninterest expense | 2,848,000 | 5,521,000 |
| Provision for loan losses | 0 | 450,000 |
| Pretax income | 2,677,000 | 5,108,000 |
| Income tax | 0 | 0 |
| Net income | 2,677,000 | 5,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,006,000 | 37,456,000 |
| Total capital | 40,661,000 | 40,559,000 |
| Risk-weighted assets | 353,992,000 | 362,088,000 |