Call reports 2024
BANK OF WESTERN OKLAHOMA — 2024
What BANK OF WESTERN OKLAHOMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 379,022,000 | 384,848,000 | 382,883,000 | 411,485,000 |
| Total loans | 305,737,000 | 307,993,000 | 316,502,000 | 321,159,000 |
| Allowance for loan losses | 2,626,000 | 2,538,000 | 2,606,000 | 2,755,000 |
| Securities available for sale | 38,339,000 | 34,010,000 | 30,102,000 | 28,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,007,000 | 347,538,000 | 344,099,000 | 372,648,000 |
| Interest-bearing deposits | 260,936,000 | 263,584,000 | 263,840,000 | 289,220,000 |
| Noninterest-bearing deposits | 81,071,000 | 83,954,000 | 80,259,000 | 83,428,000 |
| Equity capital | 33,560,000 | 33,758,000 | 34,990,000 | 34,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,415,000 | 14,845,000 | 22,430,000 | 29,713,000 |
| Interest expense | 2,004,000 | 4,108,000 | 6,305,000 | 8,682,000 |
| Net interest income | 5,411,000 | 10,737,000 | 16,125,000 | 21,031,000 |
| Noninterest income | 429,000 | 599,000 | 772,000 | 864,000 |
| Noninterest expense | 2,916,000 | 5,703,000 | 8,305,000 | 11,192,000 |
| Provision for loan losses | 66,000 | 66,000 | 141,000 | 291,000 |
| Pretax income | 2,924,000 | 5,633,000 | 8,517,000 | 10,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,924,000 | 5,633,000 | 8,517,000 | 10,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,436,000 | 31,571,000 | 32,476,000 | 32,457,000 |
| Total capital | 34,197,000 | 34,244,000 | 35,218,000 | 35,347,000 |
| Risk-weighted assets | 285,831,000 | 289,354,000 | 297,176,000 | 299,640,000 |