Call reports 2022
BANK OF WESTERN OKLAHOMA — 2022
What BANK OF WESTERN OKLAHOMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 358,023,000 | 361,971,000 | 345,312,000 | 355,296,000 |
| Total loans | 237,667,000 | 241,770,000 | 247,701,000 | 263,638,000 |
| Allowance for loan losses | 2,548,000 | 2,546,000 | 2,548,000 | 2,550,000 |
| Securities available for sale | 89,447,000 | 83,697,000 | 74,526,000 | 63,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,539,000 | 332,428,000 | 314,417,000 | 323,911,000 |
| Interest-bearing deposits | 239,824,000 | 238,247,000 | 222,303,000 | 231,651,000 |
| Noninterest-bearing deposits | 88,715,000 | 94,181,000 | 92,114,000 | 92,260,000 |
| Equity capital | 28,070,000 | 28,243,000 | 28,779,000 | 29,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 6,811,000 | 11,003,000 | 16,218,000 |
| Interest expense | 286,000 | 558,000 | 842,000 | 1,286,000 |
| Net interest income | 2,984,000 | 6,253,000 | 10,161,000 | 14,932,000 |
| Noninterest income | 207,000 | 418,000 | 636,000 | 855,000 |
| Noninterest expense | 2,170,000 | 4,329,000 | 6,429,000 | 9,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,021,000 | 2,342,000 | 4,368,000 | 6,673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,021,000 | 2,342,000 | 4,368,000 | 6,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,765,000 | 27,195,000 | 28,111,000 | 28,417,000 |
| Total capital | 29,313,000 | 29,741,000 | 30,659,000 | 30,967,000 |
| Risk-weighted assets | 228,362,000 | 229,892,000 | 233,771,000 | 250,081,000 |