Call reports 2021
BANK OF WESTERN OKLAHOMA — 2021
What BANK OF WESTERN OKLAHOMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 349,853,000 | 350,382,000 | 347,854,000 | 353,562,000 |
| Total loans | 258,533,000 | 252,450,000 | 235,930,000 | 239,743,000 |
| Allowance for loan losses | 2,543,000 | 2,545,000 | 2,546,000 | 2,546,000 |
| Securities available for sale | 52,926,000 | 66,771,000 | 67,697,000 | 64,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,706,000 | 318,908,000 | 316,361,000 | 323,171,000 |
| Interest-bearing deposits | 229,385,000 | 233,209,000 | 230,414,000 | 242,041,000 |
| Noninterest-bearing deposits | 89,321,000 | 85,699,000 | 85,947,000 | 81,130,000 |
| Equity capital | 29,634,000 | 30,137,000 | 30,074,000 | 29,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,880,000 | 8,835,000 | 12,186,000 | 15,594,000 |
| Interest expense | 563,000 | 983,000 | 1,361,000 | 1,696,000 |
| Net interest income | 4,317,000 | 7,852,000 | 10,825,000 | 13,898,000 |
| Noninterest income | 196,000 | 388,000 | 593,000 | 942,000 |
| Noninterest expense | 2,061,000 | 4,036,000 | 6,062,000 | 8,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,452,000 | 4,204,000 | 5,356,000 | 6,637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,452,000 | 4,204,000 | 5,356,000 | 6,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,789,000 | 27,405,000 | 27,422,000 | 26,635,000 |
| Total capital | 29,332,000 | 29,950,000 | 29,968,000 | 29,181,000 |
| Risk-weighted assets | 233,929,000 | 231,597,000 | 229,789,000 | 230,477,000 |