Call reports 2018
BANK OF WESTERN OKLAHOMA — 2018
What BANK OF WESTERN OKLAHOMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,355,000 | 271,627,000 | 271,357,000 | 288,186,000 |
| Total loans | 220,302,000 | 226,777,000 | 229,497,000 | 237,660,000 |
| Allowance for loan losses | 2,077,000 | 2,264,000 | 2,304,000 | 2,378,000 |
| Securities available for sale | 11,875,000 | 16,774,000 | 17,875,000 | 18,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,366,000 | 247,412,000 | 246,503,000 | 262,500,000 |
| Interest-bearing deposits | 189,833,000 | 188,516,000 | 188,088,000 | 204,100,000 |
| Noninterest-bearing deposits | 57,533,000 | 58,896,000 | 58,415,000 | 58,400,000 |
| Equity capital | 22,855,000 | 23,005,000 | 23,557,000 | 24,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,315,000 | 6,878,000 | 10,599,000 | 14,546,000 |
| Interest expense | 371,000 | 794,000 | 1,259,000 | 1,814,000 |
| Net interest income | 2,944,000 | 6,084,000 | 9,340,000 | 12,732,000 |
| Noninterest income | 214,000 | 453,000 | 689,000 | 921,000 |
| Noninterest expense | 2,017,000 | 4,122,000 | 6,042,000 | 7,982,000 |
| Provision for loan losses | 110,000 | 295,000 | 345,000 | 398,000 |
| Pretax income | 1,031,000 | 2,120,000 | 3,642,000 | 5,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,031,000 | 2,120,000 | 3,642,000 | 5,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,463,000 | 20,635,000 | 21,225,000 | 21,965,000 |
| Total capital | 22,540,000 | 22,899,000 | 23,529,000 | 24,343,000 |
| Risk-weighted assets | 205,401,000 | 212,838,000 | 216,164,000 | 225,135,000 |