Call reports 2017
BANK OF WESTERN OKLAHOMA — 2017
What BANK OF WESTERN OKLAHOMA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 260,593,000 | 266,982,000 | 256,456,000 | 262,308,000 |
| Total loans | 214,494,000 | 215,638,000 | 219,179,000 | 225,171,000 |
| Allowance for loan losses | 1,763,000 | 1,817,000 | 1,821,000 | 2,031,000 |
| Securities available for sale | 9,994,000 | 9,982,000 | 8,987,000 | 9,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,825,000 | 243,772,000 | 233,005,000 | 238,427,000 |
| Interest-bearing deposits | 178,062,000 | 184,301,000 | 175,600,000 | 181,838,000 |
| Noninterest-bearing deposits | 59,763,000 | 59,471,000 | 57,405,000 | 56,589,000 |
| Equity capital | 21,940,000 | 22,214,000 | 22,459,000 | 22,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,976,000 | 6,078,000 | 9,235,000 | 12,552,000 |
| Interest expense | 231,000 | 513,000 | 827,000 | 1,164,000 |
| Net interest income | 2,745,000 | 5,565,000 | 8,408,000 | 11,388,000 |
| Noninterest income | 261,000 | 489,000 | 728,000 | 978,000 |
| Noninterest expense | 1,931,000 | 3,811,000 | 5,687,000 | 7,733,000 |
| Provision for loan losses | 155,000 | 395,000 | 623,000 | 833,000 |
| Pretax income | 920,000 | 1,848,000 | 2,826,000 | 3,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 920,000 | 1,848,000 | 2,826,000 | 3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,506,000 | 19,780,000 | 20,033,000 | 20,333,000 |
| Total capital | 21,269,000 | 21,597,000 | 21,854,000 | 22,364,000 |
| Risk-weighted assets | 200,078,000 | 201,023,000 | 205,784,000 | 210,733,000 |