Call reports 2025
ITASCA BANK & TRUST CO. — 2025
What ITASCA BANK & TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 761,462,000 | 740,375,000 | 756,073,000 | 776,732,000 |
| Total loans | 534,006,000 | 539,894,000 | 544,155,000 | 554,360,000 |
| Allowance for loan losses | 7,245,000 | 7,360,000 | 7,443,000 | 7,689,000 |
| Securities available for sale | 169,508,000 | 165,804,000 | 164,554,000 | 168,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,027,000 | 667,397,000 | 680,409,000 | 698,987,000 |
| Interest-bearing deposits | 505,468,000 | 479,703,000 | 480,928,000 | 505,775,000 |
| Noninterest-bearing deposits | 184,559,000 | 187,694,000 | 199,481,000 | 193,212,000 |
| Equity capital | 66,532,000 | 68,751,000 | 71,385,000 | 73,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,917,000 | 20,004,000 | 30,322,000 | 40,971,000 |
| Interest expense | 3,449,000 | 6,585,000 | 9,568,000 | 12,522,000 |
| Net interest income | 6,468,000 | 13,419,000 | 20,754,000 | 28,449,000 |
| Noninterest income | 906,000 | 1,928,000 | 2,883,000 | 4,061,000 |
| Noninterest expense | 5,255,000 | 10,407,000 | 15,563,000 | 21,022,000 |
| Provision for loan losses | 0 | 110,000 | 190,000 | 435,000 |
| Pretax income | 2,118,000 | 4,939,000 | 7,953,000 | 11,022,000 |
| Income tax | 576,000 | 1,342,000 | 2,158,000 | 3,005,000 |
| Net income | 1,542,000 | 3,597,000 | 5,795,000 | 8,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,951,000 | 78,236,000 | 79,291,000 | 80,537,000 |