Call reports 2015
COLLEGE SAVINGS BANK — 2015
What COLLEGE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 438,245,000 | 374,506,000 | 299,553,000 |
| Total loans | 210,102,000 | 0 | 0 |
| Allowance for loan losses | 106,000 | 0 | 0 |
| Securities available for sale | 214,918,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 336,843,000 | 316,933,000 | 246,449,000 |
| Interest-bearing deposits | 336,843,000 | 316,933,000 | 246,449,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 43,859,000 | 47,991,000 | 46,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 2,504,000 | 3,567,000 | 3,775,000 |
| Interest expense | 1,145,000 | 2,237,000 | 3,158,000 |
| Net interest income | 1,359,000 | 1,330,000 | 617,000 |
| Noninterest income | 104,000 | 8,040,000 | 8,065,000 |
| Noninterest expense | 1,382,000 | 2,829,000 | 4,322,000 |
| Provision for loan losses | 19,000 | -77,000 | -77,000 |
| Pretax income | 225,000 | 12,396,000 | 10,215,000 |
| Income tax | 78,000 | 4,566,000 | 3,695,000 |
| Net income | 147,000 | 7,830,000 | 6,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 40,308,000 | 47,852,000 | 46,543,000 |
| Total capital | 40,413,000 | 47,852,000 | 46,543,000 |
| Risk-weighted assets | 142,475,000 | 4,821,000 | 4,142,000 |