Call reports 2014
COLLEGE SAVINGS BANK — 2014
What COLLEGE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 497,820,000 | 500,363,000 | 476,797,000 | 460,748,000 |
| Total loans | 230,618,000 | 237,568,000 | 229,061,000 | 219,668,000 |
| Allowance for loan losses | 102,000 | 119,000 | 105,000 | 95,000 |
| Securities available for sale | 249,051,000 | 241,835,000 | 233,643,000 | 226,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,260,000 | 389,152,000 | 350,930,000 | 352,417,000 |
| Interest-bearing deposits | 399,260,000 | 389,152,000 | 350,930,000 | 352,417,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 43,587,000 | 43,969,000 | 43,168,000 | 43,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,790,000 | 5,576,000 | 8,320,000 | 10,995,000 |
| Interest expense | 1,382,000 | 2,775,000 | 4,013,000 | 5,204,000 |
| Net interest income | 1,408,000 | 2,801,000 | 4,307,000 | 5,791,000 |
| Noninterest income | 110,000 | 209,000 | 312,000 | 419,000 |
| Noninterest expense | 1,421,000 | 2,715,000 | 4,578,000 | 6,052,000 |
| Provision for loan losses | 17,000 | 47,000 | 45,000 | 40,000 |
| Pretax income | 80,000 | 248,000 | -4,000 | 118,000 |
| Income tax | 30,000 | 89,000 | 4,000 | 44,000 |
| Net income | 50,000 | 159,000 | -8,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,864,000 | 40,003,000 | 39,878,000 | 39,979,000 |
| Total capital | 39,966,000 | 40,122,000 | 39,983,000 | 40,075,000 |
| Risk-weighted assets | 164,398,000 | 163,623,000 | 157,543,000 | 153,073,000 |
Machine access — free, no API key
Every figure shown here about COLLEGE SAVINGS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.