Call reports 2026
STATE BANK OF DOWNS — 2026
What STATE BANK OF DOWNS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 153,566,000 | 147,976,000 |
| Total loans | 81,118,000 | 81,745,000 |
| Allowance for loan losses | 1,056,000 | 1,200,000 |
| Securities available for sale | 9,438,000 | 9,420,000 |
| Securities held to maturity | 50,000 | 50,000 |
| Trading assets | 0 | 0 |
| Total deposits | 132,329,000 | 127,323,000 |
| Interest-bearing deposits | 95,711,000 | 97,061,000 |
| Noninterest-bearing deposits | 36,618,000 | 30,262,000 |
| Equity capital | 19,797,000 | 19,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,805,000 | 3,670,000 |
| Interest expense | 599,000 | 1,225,000 |
| Net interest income | 1,206,000 | 2,445,000 |
| Noninterest income | 21,000 | 42,000 |
| Noninterest expense | 674,000 | 1,823,000 |
| Provision for loan losses | 0 | 148,000 |
| Pretax income | 567,000 | 609,000 |
| Income tax | -1,000 | 7,000 |
| Net income | 568,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,787,000 | 19,231,000 |
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