Call reports 2023
STATE BANK OF DOWNS — 2023
What STATE BANK OF DOWNS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 126,247,000 | 125,383,000 | 129,235,000 | 128,019,000 |
| Total loans | 98,913,000 | 101,847,000 | 101,827,000 | 98,759,000 |
| Allowance for loan losses | 1,034,000 | 1,034,000 | 1,034,000 | 1,034,000 |
| Securities available for sale | 4,782,000 | 5,055,000 | 6,081,000 | 6,111,000 |
| Securities held to maturity | 116,000 | 56,000 | 49,000 | 49,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,208,000 | 107,003,000 | 110,441,000 | 109,367,000 |
| Interest-bearing deposits | 79,618,000 | 81,146,000 | 84,408,000 | 82,166,000 |
| Noninterest-bearing deposits | 28,590,000 | 25,857,000 | 26,033,000 | 27,201,000 |
| Equity capital | 16,421,000 | 16,697,000 | 17,042,000 | 16,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,283,000 | 5,061,000 | 6,842,000 |
| Interest expense | 293,000 | 715,000 | 1,234,000 | 1,818,000 |
| Net interest income | 1,310,000 | 2,568,000 | 3,827,000 | 5,024,000 |
| Noninterest income | 34,000 | 67,000 | 103,000 | 134,000 |
| Noninterest expense | 559,000 | 1,169,000 | 1,804,000 | 2,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 840,000 | 1,520,000 | 2,180,000 | 2,643,000 |
| Income tax | 0 | 152,000 | 179,000 | 210,000 |
| Net income | 840,000 | 1,368,000 | 2,001,000 | 2,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,517,000 | 16,785,000 | 17,106,000 | 16,911,000 |
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