Call reports 2022
STATE BANK OF DOWNS — 2022
What STATE BANK OF DOWNS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 132,199,000 | 127,126,000 | 126,584,000 | 126,941,000 |
| Total loans | 86,543,000 | 98,783,000 | 96,529,000 | 102,676,000 |
| Allowance for loan losses | 1,021,000 | 1,034,000 | 1,034,000 | 1,034,000 |
| Securities available for sale | 7,179,000 | 7,636,000 | 7,645,000 | 7,202,000 |
| Securities held to maturity | 271,000 | 271,000 | 217,000 | 116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,083,000 | 110,490,000 | 109,548,000 | 109,825,000 |
| Interest-bearing deposits | 85,405,000 | 78,785,000 | 78,456,000 | 77,317,000 |
| Noninterest-bearing deposits | 30,678,000 | 31,705,000 | 31,092,000 | 32,508,000 |
| Equity capital | 14,547,000 | 15,050,000 | 15,441,000 | 15,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,400,000 | 3,795,000 | 5,395,000 |
| Interest expense | 103,000 | 203,000 | 332,000 | 539,000 |
| Net interest income | 1,002,000 | 2,197,000 | 3,463,000 | 4,856,000 |
| Noninterest income | 36,000 | 138,000 | 250,000 | 199,000 |
| Noninterest expense | 579,000 | 1,153,000 | 1,773,000 | 2,490,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 3,000 |
| Pretax income | 501,000 | 1,221,000 | 1,979,000 | 2,604,000 |
| Income tax | 14,000 | 29,000 | 37,000 | 45,000 |
| Net income | 487,000 | 1,192,000 | 1,942,000 | 2,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,649,000 | 15,197,000 | 15,633,000 | 15,677,000 |
Machine access — free, no API key
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