Call reports 2021
STATE BANK OF DOWNS — 2021
What STATE BANK OF DOWNS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 120,394,000 | 120,715,000 | 121,837,000 | 123,645,000 |
| Total loans | 83,321,000 | 85,256,000 | 88,215,000 | 87,568,000 |
| Allowance for loan losses | 981,000 | 981,000 | 981,000 | 1,021,000 |
| Securities available for sale | 4,000,000 | 4,000,000 | 3,798,000 | 3,787,000 |
| Securities held to maturity | 528,000 | 528,000 | 424,000 | 274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,911,000 | 105,055,000 | 105,964,000 | 107,959,000 |
| Interest-bearing deposits | 77,267,000 | 75,575,000 | 77,952,000 | 80,500,000 |
| Noninterest-bearing deposits | 27,644,000 | 29,480,000 | 28,012,000 | 27,459,000 |
| Equity capital | 13,894,000 | 14,078,000 | 14,294,000 | 14,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,391,000 | 3,471,000 | 4,590,000 |
| Interest expense | 116,000 | 221,000 | 323,000 | 427,000 |
| Net interest income | 1,201,000 | 2,170,000 | 3,148,000 | 4,163,000 |
| Noninterest income | 29,000 | 61,000 | 87,000 | 125,000 |
| Noninterest expense | 613,000 | 1,211,000 | 1,783,000 | 2,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 662,000 | 1,065,000 | 1,497,000 | 1,865,000 |
| Income tax | -4,000 | 5,000 | 12,000 | 18,000 |
| Net income | 666,000 | 1,060,000 | 1,485,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,893,000 | 14,078,000 | 14,294,000 | 14,161,000 |