Call reports 2020
STATE BANK OF DOWNS — 2020
What STATE BANK OF DOWNS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,712,000 | 104,209,000 | 105,335,000 | 112,258,000 |
| Total loans | 75,056,000 | 77,607,000 | 75,451,000 | 83,465,000 |
| Allowance for loan losses | 931,000 | 931,000 | 981,000 | 981,000 |
| Securities available for sale | 4,000,000 | 4,252,000 | 4,248,000 | 4,048,000 |
| Securities held to maturity | 1,745,000 | 1,326,000 | 883,000 | 632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,795,000 | 89,609,000 | 90,612,000 | 97,464,000 |
| Interest-bearing deposits | 64,150,000 | 67,443,000 | 69,228,000 | 71,588,000 |
| Noninterest-bearing deposits | 18,645,000 | 22,166,000 | 21,384,000 | 25,876,000 |
| Equity capital | 12,777,000 | 12,975,000 | 13,106,000 | 13,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,219,000 | 3,303,000 | 4,394,000 |
| Interest expense | 230,000 | 424,000 | 590,000 | 721,000 |
| Net interest income | 874,000 | 1,795,000 | 2,713,000 | 3,673,000 |
| Noninterest income | 56,000 | 84,000 | 114,000 | 146,000 |
| Noninterest expense | 531,000 | 1,082,000 | 1,624,000 | 2,277,000 |
| Provision for loan losses | 0 | 0 | 82,000 | 82,000 |
| Pretax income | 443,000 | 841,000 | 1,165,000 | 1,504,000 |
| Income tax | 0 | 29,000 | 36,000 | 43,000 |
| Net income | 443,000 | 812,000 | 1,129,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,757,000 | 12,969,000 | 13,104,000 | 13,227,000 |