Call reports 2019
STATE BANK OF DOWNS — 2019
What STATE BANK OF DOWNS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,911,000 | 88,211,000 | 92,483,000 | 95,967,000 |
| Total loans | 67,514,000 | 67,764,000 | 73,102,000 | 73,878,000 |
| Allowance for loan losses | 931,000 | 931,000 | 931,000 | 931,000 |
| Securities available for sale | 3,586,000 | 3,598,000 | 3,600,000 | 3,602,000 |
| Securities held to maturity | 1,815,000 | 1,811,000 | 1,625,000 | 1,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,942,000 | 75,955,000 | 78,916,000 | 82,548,000 |
| Interest-bearing deposits | 61,277,000 | 58,922,000 | 60,151,000 | 63,316,000 |
| Noninterest-bearing deposits | 15,665,000 | 17,033,000 | 18,765,000 | 19,232,000 |
| Equity capital | 11,857,000 | 12,129,000 | 12,404,000 | 12,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,187,000 | 3,344,000 | 4,480,000 |
| Interest expense | 188,000 | 393,000 | 615,000 | 847,000 |
| Net interest income | 860,000 | 1,794,000 | 2,729,000 | 3,633,000 |
| Noninterest income | 90,000 | 117,000 | 55,000 | 76,000 |
| Noninterest expense | 494,000 | 1,020,000 | 1,556,000 | 2,250,000 |
| Provision for loan losses | -45,000 | -88,000 | -88,000 | -88,000 |
| Pretax income | 501,000 | 979,000 | 1,417,000 | 1,648,000 |
| Income tax | 0 | 10,000 | 17,000 | 23,000 |
| Net income | 501,000 | 969,000 | 1,400,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,867,000 | 12,127,000 | 12,401,000 | 12,313,000 |
| Total capital | 12,684,000 | 12,952,000 | 13,291,000 | 13,198,000 |
| Risk-weighted assets | 65,284,000 | 65,866,000 | 71,156,000 | 70,764,000 |