Call reports 2018
STATE BANK OF DOWNS — 2018
What STATE BANK OF DOWNS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,833,000 | 90,601,000 | 87,054,000 | 88,233,000 |
| Total loans | 73,578,000 | 74,588,000 | 71,985,000 | 68,988,000 |
| Allowance for loan losses | 931,000 | 931,000 | 931,000 | 931,000 |
| Securities available for sale | 3,681,000 | 3,572,000 | 3,565,000 | 3,576,000 |
| Securities held to maturity | 1,867,000 | 1,867,000 | 1,846,000 | 1,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,399,000 | 78,038,000 | 74,393,000 | 76,823,000 |
| Interest-bearing deposits | 64,583,000 | 62,858,000 | 59,346,000 | 60,227,000 |
| Noninterest-bearing deposits | 17,816,000 | 15,180,000 | 15,047,000 | 16,596,000 |
| Equity capital | 11,370,000 | 11,492,000 | 11,577,000 | 11,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,067,000 | 3,102,000 | 4,136,000 |
| Interest expense | 123,000 | 256,000 | 393,000 | 566,000 |
| Net interest income | 928,000 | 1,811,000 | 2,709,000 | 3,570,000 |
| Noninterest income | 31,000 | 53,000 | 67,000 | 86,000 |
| Noninterest expense | 517,000 | 1,023,000 | 1,558,000 | 2,193,000 |
| Provision for loan losses | 7,000 | 59,000 | 57,000 | 146,000 |
| Pretax income | 435,000 | 782,000 | 1,161,000 | 1,317,000 |
| Income tax | 0 | 3,000 | 2,000 | 10,000 |
| Net income | 435,000 | 779,000 | 1,159,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,369,000 | 11,492,000 | 11,604,000 | 11,367,000 |
| Total capital | 12,287,000 | 12,401,000 | 12,467,000 | 12,220,000 |
| Risk-weighted assets | 73,427,000 | 72,696,000 | 68,957,000 | 68,136,000 |