Call reports 2016

STATE BANK OF DOWNS — 2016

Name: STATE BANK OF DOWNS — FFIEC call report 2016
Creator: STATE BANK OF DOWNS

What STATE BANK OF DOWNS reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3e393b9a-79a7-476b-b18b-0c92251896a0/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	99,526,000	96,315,000	94,783,000	94,569,000
Total loans	74,629,000	73,643,000	70,570,000	69,549,000
Allowance for loan losses	875,000	925,000	925,000	925,000
Securities available for sale	401,000	401,000	100,000	100,000
Securities held to maturity	5,426,000	5,426,000	5,341,000	5,180,000
Trading assets	0	0	0	0
Total deposits	85,184,000	81,610,000	80,280,000	80,435,000
Interest-bearing deposits	68,488,000	56,630,000	63,928,000	62,341,000
Noninterest-bearing deposits	16,696,000	24,980,000	16,352,000	18,094,000
Equity capital	9,818,000	10,197,000	10,448,000	10,074,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	1,076,000	2,104,000	3,085,000	4,117,000
Interest expense	135,000	269,000	404,000	536,000
Net interest income	941,000	1,835,000	2,681,000	3,581,000
Noninterest income	25,000	47,000	71,000	171,000
Noninterest expense	517,000	991,000	1,579,000	2,246,000
Provision for loan losses	100,000	150,000	150,000	525,000
Pretax income	349,000	741,000	1,023,000	981,000
Income tax	11,000	23,000	78,000	84,000
Net income	338,000	718,000	945,000	897,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	9,818,000	10,197,000	10,448,000	10,074,000
Total capital	10,693,000	11,122,000	11,305,000	10,983,000
Risk-weighted assets	78,329,000	74,345,000	68,572,000	72,772,000