Call reports 2025
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2025
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 64,542,000 | 66,527,000 | 66,508,000 | 66,029,000 |
| Total loans | 43,245,000 | 44,612,000 | 43,955,000 | 44,262,000 |
| Allowance for loan losses | 444,000 | 423,000 | 398,000 | 398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,683,000 | 3,687,000 | 3,703,000 | 3,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,776,000 | 45,918,000 | 45,833,000 | 45,421,000 |
| Interest-bearing deposits | 40,201,000 | 41,750,000 | 40,951,000 | 41,783,000 |
| Noninterest-bearing deposits | 3,575,000 | 4,168,000 | 4,882,000 | 3,638,000 |
| Equity capital | 19,488,000 | 19,464,000 | 19,541,000 | 19,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,625,000 | 2,493,000 | 3,325,000 |
| Interest expense | 313,000 | 635,000 | 953,000 | 1,245,000 |
| Net interest income | 496,000 | 990,000 | 1,540,000 | 2,080,000 |
| Noninterest income | 248,000 | 492,000 | 765,000 | 1,050,000 |
| Noninterest expense | 774,000 | 1,550,000 | 2,289,000 | 3,101,000 |
| Provision for loan losses | -22,000 | -42,000 | -68,000 | -68,000 |
| Pretax income | -8,000 | -26,000 | 84,000 | 97,000 |
| Income tax | 10,000 | 17,000 | 49,000 | 55,000 |
| Net income | -18,000 | -43,000 | 35,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,488,000 | 19,464,000 | 19,541,000 | 19,548,000 |
| Total capital | 19,932,000 | 19,888,000 | 19,939,000 | 19,946,000 |
| Risk-weighted assets | 46,564,000 | 48,832,000 | 47,233,000 | 48,297,000 |