Call reports 2023
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2023
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 58,459,000 | 57,787,000 | 56,154,000 | 56,717,000 |
| Total loans | 38,980,000 | 37,026,000 | 37,804,000 | 39,605,000 |
| Allowance for loan losses | 523,000 | 514,000 | 517,000 | 517,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,170,000 | 3,170,000 | 3,183,000 | 3,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,172,000 | 37,609,000 | 35,706,000 | 36,430,000 |
| Interest-bearing deposits | 37,066,000 | 36,371,000 | 34,066,000 | 34,555,000 |
| Noninterest-bearing deposits | 1,106,000 | 1,238,000 | 1,640,000 | 1,875,000 |
| Equity capital | 19,342,000 | 19,387,000 | 19,489,000 | 19,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,281,000 | 1,965,000 | 2,653,000 |
| Interest expense | 62,000 | 159,000 | 273,000 | 414,000 |
| Net interest income | 549,000 | 1,122,000 | 1,692,000 | 2,239,000 |
| Noninterest income | 295,000 | 531,000 | 868,000 | 1,076,000 |
| Noninterest expense | 751,000 | 1,515,000 | 2,282,000 | 3,038,000 |
| Provision for loan losses | 0 | -10,000 | -7,000 | -7,000 |
| Pretax income | 93,000 | 148,000 | 285,000 | 284,000 |
| Income tax | 25,000 | 36,000 | 70,000 | 73,000 |
| Net income | 68,000 | 112,000 | 215,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,342,000 | 19,387,000 | 19,489,000 | 19,485,000 |
| Total capital | 19,865,000 | 19,901,000 | 20,006,000 | 20,002,000 |
| Risk-weighted assets | 43,099,000 | 43,021,000 | 42,490,000 | 42,227,000 |