Call reports 2022
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2022
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 61,728,000 | 62,257,000 | 60,167,000 | 58,961,000 |
| Total loans | 43,377,000 | 42,983,000 | 41,545,000 | 39,626,000 |
| Allowance for loan losses | 630,000 | 630,000 | 578,000 | 525,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,248,000 | 1,240,000 | 1,226,000 | 1,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,070,000 | 42,566,000 | 40,142,000 | 38,870,000 |
| Interest-bearing deposits | 40,467,000 | 39,802,000 | 38,148,000 | 37,077,000 |
| Noninterest-bearing deposits | 1,603,000 | 2,764,000 | 1,994,000 | 1,793,000 |
| Equity capital | 18,440,000 | 18,552,000 | 18,746,000 | 19,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 960,000 | 1,501,000 | 2,085,000 |
| Interest expense | 59,000 | 112,000 | 167,000 | 220,000 |
| Net interest income | 397,000 | 848,000 | 1,334,000 | 1,865,000 |
| Noninterest income | 629,000 | 1,072,000 | 1,538,000 | 1,949,000 |
| Noninterest expense | 742,000 | 1,486,000 | 2,231,000 | 2,981,000 |
| Provision for loan losses | 0 | 0 | -51,000 | -105,000 |
| Pretax income | 284,000 | 434,000 | 692,000 | 938,000 |
| Income tax | 71,000 | 108,000 | 173,000 | -105,000 |
| Net income | 213,000 | 326,000 | 519,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,440,000 | 18,552,000 | 18,746,000 | 19,269,000 |
| Total capital | 19,070,000 | 19,182,000 | 19,324,000 | 19,794,000 |
| Risk-weighted assets | 50,801,000 | 51,075,000 | 48,357,000 | 43,479,000 |