Call reports 2021
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2021
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 59,718,000 | 61,930,000 | 61,771,000 | 63,624,000 |
| Total loans | 40,592,000 | 38,779,000 | 40,960,000 | 41,776,000 |
| Allowance for loan losses | 686,000 | 686,000 | 686,000 | 630,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,077,000 | 42,817,000 | 42,526,000 | 44,357,000 |
| Interest-bearing deposits | 38,920,000 | 40,465,000 | 40,638,000 | 42,006,000 |
| Noninterest-bearing deposits | 2,157,000 | 2,352,000 | 1,888,000 | 2,351,000 |
| Equity capital | 17,469,000 | 18,033,000 | 18,081,000 | 18,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,029,000 | 1,520,000 | 2,008,000 |
| Interest expense | 75,000 | 150,000 | 223,000 | 292,000 |
| Net interest income | 422,000 | 879,000 | 1,297,000 | 1,716,000 |
| Noninterest income | 790,000 | 1,857,000 | 2,288,000 | 2,720,000 |
| Noninterest expense | 743,000 | 1,513,000 | 2,300,000 | 3,084,000 |
| Provision for loan losses | 0 | 0 | 0 | -56,000 |
| Pretax income | 469,000 | 1,223,000 | 1,285,000 | 1,408,000 |
| Income tax | 117,000 | 306,000 | 320,000 | 298,000 |
| Net income | 352,000 | 917,000 | 965,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,469,000 | 18,033,000 | 18,081,000 | 18,227,000 |
| Total capital | 18,155,000 | 18,719,000 | 18,767,000 | 18,848,000 |
| Risk-weighted assets | 71,666,000 | 57,228,000 | 57,230,000 | 49,729,000 |