Call reports 2020
ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK — 2020
What ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,004,000 | 59,030,000 | 58,697,000 | 57,937,000 |
| Total loans | 44,627,000 | 47,931,000 | 46,859,000 | 45,236,000 |
| Allowance for loan losses | 508,000 | 652,000 | 690,000 | 690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,239,000 | 1,243,000 | 1,243,000 | 1,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,959,000 | 39,065,000 | 39,912,000 | 39,687,000 |
| Interest-bearing deposits | 34,644,000 | 37,550,000 | 36,504,000 | 37,811,000 |
| Noninterest-bearing deposits | 315,000 | 1,515,000 | 3,408,000 | 1,876,000 |
| Equity capital | 16,051,000 | 16,051,000 | 16,266,000 | 17,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,197,000 | 1,763,000 | 2,405,000 |
| Interest expense | 84,000 | 176,000 | 272,000 | 356,000 |
| Net interest income | 506,000 | 1,021,000 | 1,491,000 | 2,049,000 |
| Noninterest income | 125,000 | 600,000 | 1,143,000 | 2,449,000 |
| Noninterest expense | 713,000 | 1,460,000 | 2,205,000 | 2,985,000 |
| Provision for loan losses | 16,000 | 217,000 | 255,000 | 255,000 |
| Pretax income | -98,000 | -56,000 | 174,000 | 1,258,000 |
| Income tax | -13,000 | 28,000 | 43,000 | 277,000 |
| Net income | -85,000 | -84,000 | 131,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,051,000 | 16,051,000 | 16,266,000 | 17,116,000 |
| Total capital | 16,559,000 | 16,703,000 | 16,956,000 | 17,806,000 |
| Risk-weighted assets | 74,420,000 | 126,532,000 | 99,976,000 | 76,525,000 |